Support for newly single parents

Jones Attorney Divorced mothers usually find themselves under increased pressure to support their household financially and emotionally. In recognition of the stress that accompanies these responsibilities, non-profit groups, charities and community organizations offer assistance to divorced moms in the forms of counseling, low-interest loans, grants and support groups.

Support for newly single parents

It can also be a critical piece of your financial picture for newly single parents. Once divorced, parents are balancing work and home responsibilities and often have little time for much else. In order to ensure that as a newly single parent you have the protection you and your children need, there are a few areas you may want to prioritize.

It is important that you be proactive in order to retain coverage. Unfortunately COBRA can be extremely expensive and the maximum benefit is generally around 36 months.

With the Affordable Care Act, there may be more choices and options for spouses who are newly single. Each state has a Health Benefits Exchange where more information can be found: Divorce is one of those critical life transitions where it makes sense to reexamine your life insurance needs.

If you have life insurance in place, you most likely purchased it in order to protect your family and provide financial security if something were to happen to one parent.

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If you are a spouse who is dependent on child support or alimony, life insurance is a conversation you certainly want to include in your divorce proceedings. The time frame for coverage is also important to consider. If you expect your ex-spouse to contribute to college costs, then a policy that extends through that time might make the most sense.

Even if life insurance is in place, it also is wise to check with your ex-spouse every year to ensure that payments are being made and that beneficiary designations have not changed.

You should consider having insurance policy statements sent directly to you as well.

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Checking with your lawyer to see if you can include this type of stipulation in your divorce decree can make this process easier in the long term.

Finally, if you have life insurance on yourself, you should check your beneficiaries. Make sure that your policy reflects who you want on your policy. It is also extremely critical to check and update the beneficiaries on kb and other retirement type plans. Most states and insurance carriers will not allow you to leave a life insurance benefit to a minor child; this is a good time to check with an attorney to perhaps develop a trust structure.

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Working with an experienced advisor to examine your options can make this process easier. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

Support for newly single parents

To determine which investment s may be appropriate for you, consult your financial advisor prior to investing.3 Tips for Newly Single Parents September 21, By Owenby Law, P.A. Share. The divorce has been finalized, and your ex is now entirely out of the picture. This is a lot of change for you, but you aren’t sure how you can support your kids with this new living situation.

Hopefully, you find these tips helpful for parenting on your own. When you get divorced, a lot changes. I admit, that’s an understatement.

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A whole lot changes. Here are some tips on how to survive as a newly single parent. Browse our extensive directory of the best Support Groups, Therapy Groups and Counseling Groups near you.

Newly single parents might find it harder to enforce rules without support. They may also experience the added stress of financial difficulties. Single parents may find it hard to meet potential.

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I am a newly single dad with two little kids. These past few months have involved dealing with the trauma of separation, mediation to sort out care for the kids and dividing up our assets.

And then there is the human aspect, kids in therapy, two extended families divided. Dating for the Newly Single. Welcome to our reviews of the Dating for the Newly Single (also known as Single Mothers Financial Help).Check out our top 10 list below and follow our links to read our full in-depth review of each online dating site, alongside which you'll find costs and features lists, user reviews and videos to help you make the right choice.

Support for newly single parents
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